At Upvest, we are on a mission to make investing as easy as spending money. Upvest empowers businesses to offer a wide range of investment products and the best experience in the field of capital market investment and retirement planning. Upvest’s Investment API is easy to integrate so that fintechs and financial institutions can save resources and fully focus on their core business.

We are proud to partner with Europe’s leading Fintechs and financial institutions such as DKB, Revolut, N26 and Raisin. Founded in 2017 by Martin Kassing, Upvest now brings together over 270 talented professionals from more than 70 nationalities. We’re backed by world-class investors such as Hedosophia, Sapphire, Bessemer Venture Partners, BlackRock, Earlybird, HV Capital, Notion Capital, and Motive Ventures.

We are seeking an experienced Treasury and Payments professional to join our motivated team of experts who value innovation, excellence, and shared growth in a results-driven environment. In this role, you will be responsible for ensuring the seamless flow of day-to-day operations by managing our treasury, payments, and reconciliation processes.

What you’ll do:

• Timely processing and reconciliation of all inbound and outbound payments and treasury processes, ensuring accuracy and efficiency

• Managing customer payments and monitoring all related transactions to support smooth and reliable cash flows

• Preparing and distributing cash & securities reconciliation reports to management, providing timely and accurate insights into our cash and securities holdings

• Conducting cash forecasts and offering insights on liquidity management strategies to optimize cash flows

• Investigating and resolving any discrepancies between internal cash records and external statements

• Proper monitoring of the operations bank accounts ensuring that balances are supported at all times.

• Providing support for customer queries, audit processes, and ensuring smooth communication with banking partners

• Championing process improvements and automation projects, collaborating with product and engineering teams to enhance our treasury and payments infrastructure

• Ensuring full compliance with all applicable laws and regulations in the payments landscape.

What you bring:

• Bachelor’s degree in Business Administration, Finance, Economics, or a related field

• At least 3 years of relevant work experience with a focus on Treasury, Payments, Reconciliations or related fields

• Very good understanding of the global payments space - Sepa, Target, UK payment flows, Swift cross border transfers, among others.

• Strong investigative and analytical skills; ability to identify errors

• Fluent in English - both written and verbal. German is a strong advantage

• Exceptional ability to communicate and foster positive business relationships with both internal and external stakeholders

• Ability to work under pressure and meet deadlines

• Ability to handle high-pressure situations and meet deadlines

• Experience in data analysis and process automation using data visualization tools, SQL, Python, or similar is a plus

How we Upvest in you:

• Impact-driven work: We’re building the infrastructure that will power the future of investing in Europe. It’s complex, ambitious, and meaningful. You’ll work with modern technologies and create something entirely new. No legacy systems, no limits.

• Wellbeing: Recharge with 30 days of annual leave and maintain a healthy lifestyle with sports benefits. Access confidential professional coaching and enjoy the flexibility to work remotely abroad for up to 183 days a year. Recharge with UpRest, a one-month fully paid sabbatical after every 4 years of working at Upvest.

• Development: Growth is in our DNA. Each Upvenger has access to a personal development budget and the freedom to decide how to use it.

• Flexible work environment: Work from any of our hubs in Berlin, London or Tallinn hybrid or remotely across Europe, depending on the role. We give you the choice and budget to work where you’re most comfortable and productive, either at home or in the office. You choose.

• Compensation and equity: We believe that all Upvengers contribute to our success and deserve a competitive, above-market salary and a participation in our employee equity program.

• Team celebrations: Participate in company-wide events, such as UpFest, dinners, offsites and our Holiday party, to connect with colleagues and celebrate our achievements.

• Inclusion: We’re committed to a culture where everyone belongs and thrives. Our Employee Resources Groups foster inclusion and connection, like Upfem for our female Upvengers, or UpVergent supporting neurodivergent Upvengers and allies.

Our Values:

• Make it easy for others. We simplify the complex and act with the best intentions

• Own the outcome. We are proactive, fast and confident to get the job done, valuing progress over perfection.

• Rise to the challenge. We aim high and push the boundaries. We stay curious, learn and celebrate our wins together.

• Tell the story. We start with the Why to align on purpose. We are transparent and share knowledge to empower and inspire others.

Upvest is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.